Financing
for entrepreneurs, real estate investors, project developers
Every financing is different.
The size of the project, the ownership structure, the duration, the risk profile of the financier — all these factors determine which solution fits best. At Refund Estate, we analyze your case comprehensively and connect you with the financiers who best match your specific situation.
Below you will find an overview of the forms of financing in which we are active.
Construction Financing
Construction financing for new construction, renovation, and redevelopment requires financiers who understand construction risks, planning phases, and value appreciation throughout the project. We connect you with parties active in project financing — from €500,000 to large-scale development projects.
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New construction projects and transformation assignments
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Renovation and sustainability of existing real estate portfolios
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Phase financing linked to construction progress
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Combinations of equity, debt, and equity
The fuel for your project
Rental Financing
Higher returns, fewer worries
For investors holding properties for rental — from a single home to a diversified portfolio — we structure financing that aligns with the cash flow and return profile of the real estate.
Houses, apartments and commercial real estate
Financing based on rental value (DSCR structures)
Portfolio financing with attractive conditions at scale
Leasehold and special ownership structures
Purchase Financing
When purchasing investment properties, commercial real estate, or project sites, speed is often the deciding factor. We provide a rapid analysis of financing options and guidance in securing the right financing — so that you can act in a timely manner.
Your acquisition, our priority.
Refinancing ​
Manage your existing financing more intelligently
Existing financing structures are rarely optimal. A higher value, improved cash flow, or changed market conditions may warrant refinancing.
We analyze your current structure and identify opportunities for lower costs, better conditions, or capital release.
Restructuring of existing loans
Interest rate optimization at the expiration of fixed-rate periods
Freeing up capital for new investments
Consolidation of multiple financings
Business Financing
For entrepreneurs looking to grow, acquire, or restructure, we structure corporate financing through banks, alternative financiers, and investors. We have experience with growth financing, acquisition and management buy-out structures, and working capital financing.
Custom-made, without the hassle
Equity & Joint venture
Smart collaboration, fair profit sharing
Stronger together
Property ownership, a plan, and the ambition to grow; but sometimes the right partner is missing to take that next step. We are happy to connect you with investors who look beyond just the financial picture.
Not every project is suitable for debt financing. Sometimes an equity partner or a joint venture structure is the right choice. We put you in touch with parties who, just like examples from the market, contribute ideas, help build, and share in the profits.
Whether it concerns development, renovation, or growth: we find the match that suits you, with investors who bring both capital and expertise, and guide the structuring of the collaboration based on clear agreements and a fair distribution.
No standard deals, but genuine collaborations with clear agreements, a fair distribution, and room for your own vision. Refund estate is the bridge between the connections; you retain control.
Tokenization
Financing without a bank and without the hassle.
Tokenization is the new way to raise capital. Tokenization makes it possible to digitally split real estate or business value into tradable units and raise capital outside of traditional financing channels.
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( see also our separate tokenization page for further explanation)
We divide your project or company into digital tokens. Investors purchase these, and you retain control. No complicated loans, no expensive intermediaries. Everything runs via the blockchain: Transparent, secure, and entirely on your terms.
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The future of financing
Whether it concerns real estate, a business, or an innovative project: with tokenization, you secure your financing at a much faster pace while maintaining flexibility and without unnecessary costs. Thanks to smart contracts, the technology handles the rest for you.
And the best part? It complies with European MiCA regulations, so you can be sure it is safe, legal, and future-proof. Whether it concerns real estate, a business, or an innovative idea: with tokenization, you raise your capital quickly, flexibly, and without unnecessary hassle.
Decide for yourself how you grow. Without a bank, without waiting.
The world is changing, and so are we. With tokenization, we help you convert real estate and business value into digital assets, giving you access to a global network of investors.